Bluntly I do not think either wildfire risk mitigation or affordable housing (and how they intersect in uncomfortable ways) is solvable with the current political status quo.
If you don't think wildfire risk is a problem, I have two words for you: homeowner's insurance. A major portion of the local economy is built around buying and selling homes and building new ones. You can't do any of that if you can't get insurance and you can't do very much of that if insurance is $12000+ per year. And having to insure at those prices guarantees that homes are unaffordable to normal people and even a lot of wealthy people.
Also, for most folks the value of their home is a major asset which often is used to support themselves later in life when or if they downsize. If you can't sell your home because buyers can't insure it the value of that major asset is approximately zero.
Again, Okanogan County is never going to do anything to address this problem, much less anything effective.
gustopo is not a word. You probably meant "gazpacho"